Password Protection for Credit Card Transactions over the Internet


Book Your Newspaper Classified Ads - releaseMyAd
Sometimes credit cards get rejected on the payment gateway. This could be because the card is not ‘Verified by VISA’ / ‘MasterCard Secure’ yet. The details are as under:

To make online shopping safer, the RBI has made it mandatory across all banks, from 1st August onwards, for all online transactions to have an extra level of authentication. The ‘extra’ level, is a password that the customer will have to enter after entering their credit/debit card details while making online payments. The customer will require this ‘extra password’ for transacting on any website in India.

This new technology is called VBV – Verified by Visa or MSC – MasterCard SecureCode.

The customer(s) who intend to perform an online transaction through Master Credit Card or VISA Credit Card, should enable the Verified by Visa/MasterCard 3D SecureCode feature by coordinating with their card issuing bank. Furthermore, the cards not enabled for these feature would fail on the gateway.

How to get this ‘extra password’?

All the customer has to do is log on to the bank’s website, register the card for Verified by Visa (or MasterCard SecureCode) and get the password. Each bank has its own process for card registration. Kindly find the following links for registration:


ABN Amro Axis Bank Citibank Deutsche Bank
HDFC Bank HSBC Bank ICICI Bank Karur Vysya Bank
Standard Chartered State Bank of India

For international cards, to find out whether your card is password protected (or enroll into ‘Verified by VISA’ / ‘MasterCard SecureCode’ program), kindly use the links below:


Also, please know that for any further queries and payment related issues while placing your newspaper advertisement through origin-of-newspaper-advertising


Book Your Newspaper Display Ad - releaseMyAd


  1. Dear Sir,

    I want to pay the ad charges through debit card issued by the Union bank of India only.

  2. Dear Mr Chaturvedi

    I , A K Jain do not have any Debit Card facility from any Bank,
    I will pay off thru Credit Card?
    What is reqd. o be done please.

  3. I have a SBI ATM cum Debit card can i use it for payment. If than through option and procedure?

Comments are closed.